Long-Term Care System May Be “Penalizing Aging,” Report Finds

Long-Term Care System May Be “Penalizing Aging,” Report Finds

A new AHCA/NCAL (American Health Care Association/National Center for Assisted Living)-backed study finds that access to nursing home care is declining more sharply than previously estimated, driven largely by ongoing staffing shortages.

A new report suggests the U.S. long-term care system may be forcing older adults to spend down their assets before qualifying for care, creating significant financial strain.

Many middle- and lower-income individuals must exhaust savings to access support, often impacting long-term financial stability for both individuals and their families.

“The system effectively penalizes aging” by forcing financial depletion before assistance becomes available.”

The findings highlight a growing disconnect between the cost of care and the financial protections available to aging populations.

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Connie Pollke